Insurance Reinstatement Appraisal

An Insurance Reinstatement Appraisal is a detailed assessment carried out for home insurance purposes. It involves calculating the estimated cost of completely rebuilding your property from the ground up in the event of total loss, such as from fire, flood, or other major damage. This includes not only the cost of construction materials and labour, but also allowances for demolition, site clearance, professional fees (such as architects and engineers), and compliance with current building regulations and planning requirements.

Accurate reinstatement values are essential to ensure your property is adequately insured. Underestimating this figure could result in underinsurance, leaving you financially exposed, while overestimating may lead to unnecessarily high premiums. Our appraisal provides a precise and reliable valuation, giving you peace of mind that your insurance coverage aligns with the true cost of rebuilding your property.